I wholeheartedly agree. I think the people who write laws and regulations involving means-testing are completely clueless about how difficult it is in practice.
And I think at the end, Mason says the key thing:
In order to exclude a relatively small number of high-income families you risk letting many lower-income families fall through the cracks.
I would go further. Stop worrying about whether the rich are getting aid from the government at all: there just aren't that many rich people and the marginal amount they'd benefit is minute. Focus on getting as much into the hands of people who need it, with fewer strings attached. Walmart gets this. Politicians and bureaucrats do not.
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